Private student loan organizations do not have the same role in the industry as in the past, but they occupy a valuable space in the market fueled by their service to students, families, schools, and educators and will continue to do so for many years to come — specifically, nonprofit and state agency student lenders.

These organizations are municipal public-purpose entities with the mission of increasing postsecondary education access, affordability and success. They operate as loan issuers, servicers and secondary market participants. Many have the unique capability of issuing both tax-exempt and taxable student loan bonds in the municipal market with access to private-activity bond caps.

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