Biggest Declines in Bank Portfolios: All of 1999

Name of Bank Decline Percent

Rank (rank in portfolio size) ($000s) Decline

1 Silicon Valley Bank, Santa Clara, Calif. (47) 319,074 62.5

2 Keybank , Cleveland, Ohio (22) 184,544 29.0

3 Bank One Texas , Dallas, Tex. (23) 100,896 18.3

4 Bank One Michigan, Detroit, Mich. (31) 77,570 20.0

5 Bank of Oklahoma Tulsa , Tulsa, Okla. (46) 71,252 26.7

6 Morgan Guaranty Trust Co. of New York, New York, N.Y. (10) 67,385 8.1

7 US Bank , Minneapolis, Minn. (7) 61,222 5.2

8 Bank of New York, New York, N.Y. (13) 53,365 8.3

9 Harris Saving Bank, Harrisburg, Pa. (181) 49,578 43.7

10 Bank One Kentucky , Louisville, Ky. (214) 48,197 45.8

11 First Security Bank , Ogden, Utah (45) 38,254 15.7

12 Industrial Bank of Japan Trust Co., New York, N.Y. (492) 34,665 53.9

13 Bank One Oklahoma , Oklahoma City, Okla. (357) 34,206 47.7

14 Summit Bank, Hackensack, N.J. (119) 33,716 26.3

15 Bank One , Chicago, Ill. (82) 32,630 20.9

16 Mercantile Bank, Overland Park, Kan. (437) 32,288 49.9

17 Chase Manhattan Bank, New York, N.Y. (53) 32,000 15.7

18 Comerica Bank, Detroit, Mich. (267) 30,755 39.2

19 Northern Trust Co. , Chicago, Ill. (20) 27,737 5.6

20 Fleet National Bank, Providence, R.I. (35) 26,000 9.0 Figures represent portfolios' cost basis. Portfolio size rankings (in parentheses) are for Dec. 31, 1999. Source: Sheshunoff Information Services Inc.