Consumer credit increased by $10.6 billion in February to $3.868 trillion, the Federal Reserve reported Friday.
In January, consumer credit rose a revised $15.6 billion to $3.857 trillion.
Economists polled by IFR Markets predicted a $15 billion increase in the month.
Revolving credit outstanding in February rose $1 million to $1.031 trillion from $1.031 trillion the previous month.
Non-revolving credit rose $10.5 billion to $2.837 trillion from $2.826 trillion.
Revolving credit includes credit card debt. Non-revolving debt includes automobile loans, loans for mobile homes, education, boats, trailers, or vacations.