Consumer credit increased by $20.8 billion in September to $3.788 trillion, the Federal Reserve reported Tuesday.
In August, consumer credit rose an unrevised $13.1 billion to $3.766 trillion.
Economists polled by IFR Markets predicted an $18.5 billion increase in the month.
Revolving credit outstanding in September rose $6.4 billion to $1.006 trillion from $999 billion the previous month.
Non-revolving credit rose $14.4 billion to $2.782 trillion from $2.768 trillion.
Revolving credit includes credit card debt. Non-revolving debt includes automobile loans, loans for mobile homes, education, boats, trailers, or vacations.