Consumer credit increased by $11.1 billion, or 4.7%, in April to $2.820 trillion, the Federal Reserve reported Friday.
In March, consumer credit rose a revised $8.4 billion, or 3.6%, to $2.809 trillion.
Revolving credit climbed to $849.8 billion from $849.1 billion.
Non-revolving credit rose to $1.970 trillion from $1.960 trillion.
The increase fell short of the $12.5 billion rise projected by economists polled by Thomson Reuters.
Revolving credit includes credit card debt. Non-revolving debt includes automobile loans, loans for mobile homes, education, boats, trailers, or vacations.