These days there seems to be a lot of information available to nervous retail investors about the municipal bond market. Maybe even too much.

Ever since Wall Street analyst Meredith Whitney spooked the market with her December 2010 prediction of up to 100 municipal defaults and bankruptcies in 2011 the media have been following the story. There has been a flood of data, research, analysis, and commentary — some of it valuable and some of it plain wrong, according to experts.

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