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The FHA Choice: Collapse of private-label market propels government-insured loans

A recent Mortgage Bankers Association (MBA) study showed that the government-insured share of mortgage applications continues to increase compared with their conventional counterparts. According to the MBA, among all the mortgage applications in October, 32.9% were for government-insured loans (comprising mainly Federal Housing Administration (FHA) loans), compared with 10.3% in...

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