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The Current Level of Consumer Mortgage Rates By Anand Bhattacharya, managing director, and Bill Berliner, senior vice president, Countrywide Securities Corporation

The recent drop in market yields has led to a discussion on the "true" level of consumer mortgages rates, i.e., a realistic and consistent estimate for the level of mortgage rates at the consumer level. This rate is clearly important, whether it's being estimated from secondary market rates or...

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