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It's Good Times for Subprime, HEL; Competitive forces vs. interest rates jostle prepayments

Despite the liquidity crisis of 1998, which most agree was responsible for last year's decline in home-equity issuance, the subprime home-equity sector is coming on strong, promising more action this year, analysts said - granted interest rates don't lull origination.

"Certainly [the subprime industry] is in a lot better...

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